Fold Bitcoin Debit Card Review

by | May 11, 2023 | Uncategorized | 0 comments

Fold Bitcoin Debit Card Review: A Revolutionary Way to Earn Crypto Rewards

As a financial and crypto expert, I've had the opportunity to test and review various products in the cryptocurrency space. One such product is the Fold Bitcoin Debit Card, a debit card that allows users to earn Bitcoin rewards on purchases. In this review, I'll dive into the features, benefits, and potential drawbacks of the Fold Bitcoin Debit Card to help you decide whether it's the right choice for you.

Features of the Fold Bitcoin Debit Card

  1. Earn Bitcoin rewards: The Fold Bitcoin Debit Card allows users to earn Bitcoin rewards on every purchase they make with the card. The rewards rate varies depending on the user's subscription plan (more on that below).
  2. Spendable rewards: The earned Bitcoin rewards can be spent directly through the card or withdrawn to an external wallet.
  3. Instant conversion: The Fold Card automatically converts your Bitcoin rewards into USD when you make a purchase, so there's no need to worry about exchange rates or conversion fees.
  4. Mobile app: The Fold Card comes with a user-friendly mobile app, which allows you to track your spending, manage your card, and view your Bitcoin rewards balance.
  5. No foreign transaction fees: Fold offers no foreign transaction fees, making it a great option for international travelers.

Benefits of the Fold Bitcoin Debit Card

  1. Passive Bitcoin accumulation: Using the Fold Card for daily purchases, users can passively accumulate rewards without active trading or investing.
  2. Increased Bitcoin adoption: The Fold Card encourages merchants to accept Bitcoin as a form of payment, thus contributing to the overall adoption of cryptocurrencies.
  3. Financial privacy: Using the Fold Card allows for higher financial privacy, as transactions are recorded on the blockchain rather than in centralized databases.

Subscription Plans

Fold offers two subscription plans for its users:

  1. Intro Plan (Free): Earn 1% back in Bitcoin rewards on all purchases.
  2. Premium Plan ($150/year): Earn up to 5% back in Bitcoin rewards on all purchases, access to premium Fold Card designs, and priority customer support.

Potential Drawbacks

  1. Limited availability: Currently, the Fold Bitcoin Debit Card is only available to U.S. residents.
  2. The premium plan's annual fee comes with a $150 annual fee, which may not be worth it for those who don't spend a significant amount on their card.
  3. No physical card for the intro plan: Users on the free plan only receive a virtual card, which may be inconvenient for some.


The Fold Bitcoin Debit Card offers an innovative way for users to earn Bitcoin rewards on daily purchases while contributing to the overall adoption of cryptocurrencies. Its user-friendly mobile app and no foreign transaction fees make it an appealing option for both new and experienced crypto enthusiasts. However, its limited availability, and annual premium plan fee may deter some potential users.

Overall, the Fold Bitcoin Debit Card is worth considering if you're looking to accumulate Bitcoin through everyday spending passively. Be sure to weigh the benefits against the potential drawbacks to determine if it's the right fit for your financial needs.

If you want to try out the Fold Bitcoin Debit card, click here 

The Importance of privacy coins 

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